1 (1) KCB Kenya’s largest bank. growing at 5%
year, going to embrace digital in a few weeks.
KShs 480 billion in assets, 21.7 billion in pre-tax
profit, with Kshs 372 billion of deposits and Kshs
332 billion of loans
2 (2) Equity Bank. Kshs 380 billion of assets and
19.5 billion profit. Deposits grew 15% in the year
but they have put most of that in government
securities.
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3 (3) Cooperative Bank: Kshs 352 billion assets
and 15 billion profit. Coop is using digital and
agents to contain costs.
4 (5) Standard Chartered: Kshs 264 billion assets
and 10.7 billion profit.
5 (4) Barclays: Still keen on growing in Kenya
despite parent Barclays having to sell off the
Africa unit. Growing at 10% a year, Kshs 264
billion assets and 8.7 billion profit.
6 (8) Diamond Trust: Still growing at 20%,
probably benefiting from the fallout at Imperial.
Kshs 230 billion assets and 6.2 billion profit.
7 (6) Stanbic: Shed the CFC part of the CFC-
Stanbic name 10 years after the merger
8 (7) Commercial Bank of Africa. CBA was the
the largest bank by customer numbers, thanks to
M-pesa powered M-shwari, but loans are
flattening. Kshs 211 billion assets, 5.4 billion
profit.
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